Never Miss Another Claims Payout That You Are Entitled
We empower you to manage your claims effectively and efficiently, regardless how many policies you own. We make sure that the claims process is not flawed and you do not have to worry about claiming which policy first or forgetting if you have already received the claims payout.
Your Journey With Us Begins In 4 Main Areas
Financial Opinion
It all begins with a critical medical or financial concern. Our specialists will find the best way to manage the financial aspect of the specific concern based on the a few factors like complexity, financial counselling, family history, emotional commitment.
Policy Interpretation
This process involves us sifting through the policy contracts and understanding the key terms and conditions that you need to be aware off. This process focuses on the financial obligation in both long or short term medical management.
Claims Intervention
Once the preferred treatment routes established, pre authorisation (COPA), letter of guarantee (LOG), referral letters, medical history will be prepared and submitted to relevant parties for approval. Our specialists will hand hold you and your family.
Pre Emergency System Planning
Our certified specialists are fully capable of providing you invaluable insights to the current state of your coverage and for your family members. The main objective is to ensure that your policies will do exactly what you are expecting to happen and to ensure that you adhere to the policy terms and conditions to facilitate the claims. In certain situations it may not be feasible for you to follow, they will inform you prior and that would be your call to make if changes can or should be made.
We Are Certified To Advise On
Claims Servicing
We help you to understand the most effective way of filling your claims for all the medical treatments you have received.
Income Protection
We advise, recommend and help you understand your current standard of living and how to protect it.
Retirement Planning
We take the role of helping you to understand the importance of planning for retirement and why it is essential.
Wealth Legacy
We help you to understand the concepts of investment and how you will be able to benefit from it.
We Use A Structured Process Called
Stages Of Life
We Walk You Through The Four Stages
We Identify Your Basic 8 Planning Needs and
We Advise Your Income Allocation Model
Whatever it is, the way you manage your money can make all the difference today.
What We Help You Overcome
“I do not need insurance .”
Insurance, in most circumstances, are bought so that people you love may live a life of dignity. That includes yourself, be it that you are single or married, young or aged. It can be useful for those who support a spouse or a disabled adult or child or help to support dependents. Events that Insurance cover are life changing events, and most times, you cannot turn back the clock.
“I am over-insured.”
The concept of over insurance comes from the over emphasis on a certain type of coverage. This happens when either the consumer has a pre-conceived perception of a certain type of policy, resulting in over purchasing. This can also happen when the advisor himself, has a strong preference on a certain type of product. Neither situation is entirely wrong, it’s all about re-balancing from time to time.
“I pay a lot already.”
Financial prudence is important, for every type of purchase, not just insurance policies. We are consumers ourselves, and we agree that making sure we can stick to our commitment is really important. We have a structured way to determine this affordability, based on your stage of life and commitments.
“I cannot claim.”
This has to be the next most troublesome issue after being convinced that the policy you purchased is actually good for you. Claiming. Have you noticed that during purchasing hour, everything seems to be claimable, but when it comes to claiming hour, everything is not. Where exactly does this problem surface from ?
“I do not know where my policies are”
This has to be a big problem. The irony of insurance is that you need to attend to it when you do not need it the most. This is like taking care of the car, so that the car does to give you a problem on the expressway. We have a structured way to ensure that this is done with minimal effort on your part.